Blog

Category: Educational

The Return of the Roaring 20s

The Return of the Roaring 20s

Posted By Lineweaver Financial Group
April 26, 2021 Category: General, Finance, Educational, Commentary

When we think about the roaring 20s, nearly a hundred years ago, we all think of a decade of growth and celebration! And there were really 2 reasons for that: The end of World War One and the end of the Spanish Flu Pandemic. While we don’t have the end of a major war, we are starting to see the end of the pandemic on the horizon and getting closer to herd immunity. But is that enough to kick off the roaring 20s for us again? First, let’s consider this year so far. We had a solid first quarter: the S&P was up 6.2%, the Dow was up 6.8%, and the US lead the world according to the MSCI. Even the Russell 2000 was up 13% in a sign that small caps are recovering. The driver of much of this growth is the growing vaccine numbers- on April 21st, President Biden announced that over 200 million people have received at least one dose of a Covid vaccine. With herd immunity on the horizon, and the likely lifting of restrictions this spring or summer, it’s no surprise to imagine that a lot of people will be traveling, making major purchases, and generally heading out and celebrating. There does appear to be significant pent-up demand – certainly enough to return to normal, and maybe then some besides. The wherewithal to spend is certainly there. As of February, the savings rate in the US was about 13%- double the historical average! So, consumers do seem coiled for recovery, which would affect travel, leisure, housing, and many other sectors of the economy. P

Combating COVID-19 Fraud

Combating COVID 19 Fraud

Posted By Lineweaver Financial Group
April 06, 2021 Category: General, Economy, Fraud, Educational

In recent months, criminal organizations at both the local and international level have been using the identities of U.S. citizens to open accounts and file fraudulent claims for unemployment benefits, exploiting the unprecedented expansion of these benefits provided in response to economic disruption caused by the COVID-19 pandemic. There are many ways that they are doing this, and the schemes range from targeting Medicare, social media, robocalls, and unemployment insurance.   While not all schemes revolve around some form of identity theft, many do. According to Experian, one of the three major credit reporting agencies, here are some telltale signs of identity theft: •    You no longer get your household bills in the mail.  •    You’ve been turned down for a loan or credit card.  •    You’re being billed for items you didn’t purchase.  •    Your financial accounts show charges you don’t recognize.  •    Your tax return was rejected.  •    Small test charges appear on your credit card statement.  •    Your creditors alert you to suspicious activity.  It’s important to keep an eye out and be aware of anything out of the ordinary. There are also steps you can take to protect yourself such as password protecting your devices, never giving out information ove

Anxiety and Inflammation: Is There A Link?

Anxiety and Inflammation: Is There A Link

Posted By Lineweaver Financial Group
April 06, 2021 Category: General, Health, Educational

Although evidence is slowly mounting, we have a great deal to learn about the relationship between inflammation and anxiety. Anxiety disorders are common. According to the World Health Organization (WHO), in 2015, an estimated 3.6% of the global population had an anxiety disorder, which is around 264 million people. What is Inflammation? Inflammation is a protective response that helps the body rid itself of the offending stimuli and protect the body. However, if inflammation persists, it can damage the cells and tissues it is designed to protect. Linking Inflammation and Anxiety Although there is now good evidence of links between inflammation and depression, less research has examined the relationship between inflammation and anxiety. Steadily, scientists are building up a body of evidence. Anxiety disorders are characterized by mental distress. However, they may also be associated with an increased risk of coronary heart disease, atherosclerosis, and metabolic disorders. Because these conditions involve low grade systemic inflammation and because depression often comes hand in hand with anxiety, some scientists are asking whether inflammation might therefore play a part in anxiety disorders. The Take-Home Although the evidence of a link between inflammation and mental health is becoming stronger, scientists have a long path to traverse before they fully understand the importance of this relationship. The immune system is an incredibly complicated topic, and menta

2021 Economic Commentary

2021 Economic Commentary

Posted By Lineweaver Financial Group
April 06, 2021 Category: General, Finance, Educational, Commentary

Vaccine-led Restart The new nominal theme – which flags a more muted response in nominal government bond yields to rising inflation than in the past – has played out since last year. Inflation-adjusted yields, or real yields, have fallen further into negative territory as a result. Additional fiscal spending could turbocharge a vaccine-led economic restart later this year – one that we believe may exceed market expectations. Activity in many services sectors is already compressed with less room to decline further. Businesses have also adapted to an environment of social distancing, allowing operations to continue. Consensus expectations of the size of the shock have been revised down materially, particularly for the euro area. Vaccine rollouts are likely to stoke a sharper-than-anticipated rebound. A Different Shock We see pent-up demand in contact-intense services rebounding sharply once restrictions lift in the U.S. and euro area – as seen in China, and supported by the accumulation in personal savings. U.S. consumers have built up a savings buffer equivalent to more than 12% of annual consumer spending over the past year. Not only is the policy response this time far more overwhelming, but a large part of economic activity will restart on its own once the pandemic is under control, in our view. This is a key difference with the Global Financial Crisis (GFC). The objective of the current policy response has been different: it is not to stimulate

Low Interest Rates Strategy Tips

Low Interest Rates Strategy Tips

Posted By Lineweaver Financial Group
March 29, 2021 Category: General, Economy, Interest Rates, Educational

 In the last year, low interest   rates have become the norm   as the Fed has used them to   combat the economic effects   of the Coronavirus. This can   make it challenging for   investments like CDs, your   savings accounts – even high   yield accounts – to make   enough to outpace inflation. That means that your money is essentially becoming less valuable over time, which gives you less buying power. Let’s talk about some strategies you can use in a low interest rate environment. Bonds are really the classic vehicle for generating income. On the downside, they will fluctuate with interest rate moves and have default risk. But they can generate income and serve as a ballast in a portfolio when equity values are volatile. Individual bonds may be difficult to buy, but bond mutual funds and ETFs can offer diversity and make the process easier and more cost efficient. One of the things that you can do is to create a bond ladder – so you’re investing in bonds that mature at different times or over a certain period. And, as these mature, you reinvest them in a new bond. That way you are constantly earning a return higher than what you may find at most banks and as interest rates change, you are taking advantage of the latest and hopefully highest rates available. Another option is Treasury Inflation-Protected Securities, often known as

Categories
General (34)
Newsletter (30)
Economic Commentary (18)
Retirement (15)
Retirement Planning (14)
Letter From The President (14)
Financial Planning (11)
Tax (11)
Lineweaver (10)
Healthwatch (10)
Taxes (8)
Market Commentary (8)
Q3 (7)
Tax Planning (7)
Education Programs (6)
Economy (6)
Market (6)
Finance (5)
Educational (5)
Estate Planning (4)
Social Security (4)
IRA (4)
LFG (4)
Health (4)
Bonds (4)
(3)
Market Review (3)
Insurance (3)
Tax Law (3)
Trump (3)
2017 (3)
Portfolio (3)
Interest Rates (3)
Diversification (3)
Real Estate (2)
Annuities (2)
2019 (2)
Tax Cuts And Jobs Act (2)
Rising Interest Rates (2)
Annuity (2)
Financial (2)
Coordination (2)
Volatile Market (2)
Election (2)
Stocks (2)
Commentary (2)
Social Security Benefits (2)
Charity (2)
Strategies (2)
Investing (2)
HealthWatch (2)
Brexit Update (2)
Q2 Newsletter (2)
2016 (2)
Tax Scams (2)
Financial Strategies (2)
Investments (2)
High Income (2)
Economic Outlook (2)
Market Update (2)
Client Spotlight (2)
Fraud (2)
Q2 2019 (1)
Keeping Your Mind Sharp (1)
Sring Cleaning Your Finances (1)
Congress (1)
Bloodline Trust (1)
Legal (1)
Traditional Ira (1)
Wills (1)
Trusts (1)
Roth Conversion (1)
Chad Roope (1)
Roth Ira (1)
2018 (1)
Cooking (1)
David Baker (1)
Market Outlook (1)
Financial Quarterback (1)
Quarterly Newsletter (1)
Eye Strain (1)
James Lineweaver (1)
Exercising (1)
Vacation Home (1)
Screens (1)
Vacation From Investments (1)
Anne Graffice (1)
Financial Goals (1)
Jim Lineweaver (1)
New Years Resolutions (1)
Healthy (1)
Tips (1)
Q1 (1)
Marital Trust (1)
Pro Football Hall Of Fame (1)
Statements (1)
Charitable (1)
Sell In May And Go Away (1)
Your Retirement Playbook (1)
Stimulus (1)
Nutrition (1)
Steps (1)
Probiotics (1)
2020 (1)
2020Q3 (1)
Medicare (1)
Medicare Supplements (1)
2020Q4 (1)
CARES (1)
Markets Don\'t Pick Sides (1)
Sleep (1)
Healthy Living (1)
2021 Outlook (1)
Eductional (1)
News (1)
Awards (1)
Crain\'s (1)
CARES Act (1)
Black Swan (1)
Stock (1)
Checking (1)
Buy (1)
Sell (1)
Dementia (1)
Review (1)
Credit Unions (1)
Pse (1)
Big Banks (1)
Savings (1)
Banking (1)
Tax Strategies (1)
Longterm Care (1)
Healthcare (1)
Elder Law (1)
POA (1)
Power Of Attorney (1)
In Laws (1)
Donations (1)
End Of Year Taxes (1)
Inheritance (1)
Top Financial Strategies Of The Wealthy (1)
Q3 Newsletter (1)
Policy (1)
Legacy (1)
Retiring (1)
Self Employed (1)
Business Owners (1)
Annuity Alternatives (1)
Life Insurance (1)
Dividend (1)
Bonds Ladder (1)
Roth (1)
Retire (1)
Donor Advised Fund (1)
Private Foundation Charitable Lead Trust (1)
Charitable Remainder Trust (1)
Growing Your Wealth (1)
REITs (1)
Risk Management (1)
Protection (1)
North Korea (1)
Retire Early (1)
Q1 2017 Newsletter (1)
Lineweaver Wealth Advisors (1)
Gifting (1)
Retirement Tips (1)
Financial Advice (1)
Financial Advisor (1)
Social Security Planning (1)
Charitable Contributions (1)
Women And Money (1)
Service Day (1)
Harvest For Hunger (1)
Candidates (1)
Winter 2017 (1)
Politics (1)
Fall 2016 (1)
Financial Health (1)
Holiday Planning (1)
Stockpile (1)
Holiday Gifts (1)
1st Quarter (1)
2016 Market (1)
Conflict (1)
Mutual Funds (1)
Summer (1)
Bruce Motko (1)
Tariffs (1)
NAFTA (1)
Trading (1)
New Tax Law (1)
529 Plans (1)
Charitable Giving (1)
Q2 (1)
New Website (1)
Travel Tips (1)
RMD (1)
Travel (1)
Markets (1)
Drink Water (1)
Market Volatility (1)
Cryptocurrency (1)
Investment (1)
Bitcoin (1)
Advice (1)
Distribution (1)
Reallocation (1)
Expense (1)
Introducing (1)
Costs (1)
401(k) (1)
Equifax (1)
Mark Sipos (1)
2017 Q4 (1)
Identity Theft (1)
Third Quarter (1)
Tax Cuts And Job Act (1)
Kids (1)
Market Pullback (1)
Grand Kids (1)
Tax Cuts (1)
Jobs (1)
Lose Weight (1)
Eat More (1)
Market Review 2017 (1)
Letter From The President New Years Resolutions (1)
Transfer Real Estate (1)
Defer Tax (1)
Investment. Advisers (1)
+ Show More

Terms and Conditions | Privacy Policy | Disclosures

Lineweaver Financial Group ©
Powered by Virteom Logo Virteom