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Lineweaver Wealth Advisors Celebrates Halloween

Lineweaver Wealth Advisors Celebrates Halloween

Posted By Lineweaver Financial Group
November 06, 2024 Category: General

A bunch of monsters and ghouls took over the office on Halloween, and we had the photos to prove it! The LWA Team had a blast dressing up for Halloween, but while the season may be all about tricks and treats, it’s also a reminder of the importance of community and teamwork. Events like these bring us closer together, allowing us to share laughs and enjoy our team members' creative sides. We hope your Halloween was filled with fun, family, and

Tax Strategies to Consider Before Year-End

Tax Strategies to Consider Before Year End

Posted By Lineweaver Financial Group
October 31, 2024 Category: Tax, Tax Strategy, Tax Brackets, Tax Planning

With the year coming to a close, now is the perfect time to start thinking about tax planning to maximize savings for 2024. Many opportunities for tax adjustments close at year-end, so early preparation can be key to achieving the best possible results. Here are some strategic tax planning tips to consider for the final quarter of the year. The last quarter offers a unique opportunity to review income, deductions, and potential tax-saving strategies while there's still time to act. For business owners, deferring income until next year or accelerating expenses can provide tax advantages. Charitable contributions and pre-paying taxes are also options to consider. Accelerating certain expenses, like equipment purchases, may allow for deductions in 2024, helping to reduce this year’s taxable income. Another useful strategy comes in the form of tax loss harvesting, which involves selling securities at a loss to offset capital gains. Although the final position of your portfolio won’t be set until year-end, starting a review now provides time to make adjustments and capture potential tax benefits. The last few months of the year also provide an ideal time to maximize contributions to retirement accounts like 401(k)s, 403(b)s, and 457 plans. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) can still be funded, providing further tax advantages.  If you’ve turned 73 this year, it’s essential to plan for the required minimum dis

Ask These Four Questions When Planning Your Legacy

Ask These Four Questions When Planning Your Legacy

Posted By Lineweaver Financial Group
October 17, 2024 Category: Legacy Planning, Inheritance, Beneficiary, Wealth Transfer

While many people equate legacy planning with estate planning, they are not the same. Estate planning is a component, but legacy planning involves more than simply deciding who inherits your assets—it's about ensuring your wealth is passed down efficiently and according to your wishes. To help you get started, here are four essential questions to ask when preparing your finances to pass to your loved ones. 1. Is Your Beneficiary Information Up-to-Date? Every financial account you own—from retirement accounts to life insurance policies—requires a beneficiary designation. This can include primary and secondary beneficiaries, and you may even have multiple beneficiaries per account. It’s vital to review this information annually to ensure its accurate and reflects your current wishes. Ask yourself: Have there been any life changes, such as a marriage, divorce, or birth, that might affect your choices? Is the contact information, including addresses and phone numbers, up to date? It’s also wise to have a conversation with your beneficiaries so they understand what to expect. Additionally, consider assigning a Financial Power of Attorney for each of your accounts, and discuss the responsibility with that individual to make the process as seamless as possible in the event of your passing. 2. Are Your Beneficiaries Aligned with Your Wealth Transfer Strategy? Our beneficiaries are often family members—children, grandchildren, ni

Market Commentary

Market Commentary

Posted By Lineweaver Financial Group
October 03, 2024 Category: General, Stock, Finance, Market Commentary

We have been highly constructive on U.S. large-cap stocks in our investment strategies since October 2023. We remain optimistic generally into 2025, but as we enter fall, we think it is prudent to be slightly more cautious as some facts have changed over the last several weeks. First, our analysis of earnings surprises and estimate revisions has detected some cooling trends, suggesting potential moderation of the earnings advantages that catalyzed much of the rally this year so far. Our research also reveals the autumn period in October through mid-November in presidential election years has tended to be more volatile than usual, with increased vulnerability to downside moves. The elevated uncertainty surrounding the upcoming election adds additional complexity. Given the sharp divide in the parties’ expected policy and the expectations of a close race, many real economy actors are delaying major capital allocations and business-defining bets to after election night. In this state of uncertainty, any lack of market liquidity has the potential to trigger volatility. This may be compounded if the final outcome of the election is delayed, as we saw in 2020. Finally, recent changes in market temperament have also caught our attention and give us pause. Relatively tranquil gains in large-cap stocks for most of the year have been disrupted recently with larger single-day selloffs, rotations, and V-shaped snapbacks, which may be signs of a market more susceptible to headlin

This strategy could help your retirement portfolio

This strategy could help your retirement portfolio

Posted By Lineweaver Financial Group
September 05, 2024 Category: Strategy, Finance, Retirement Plan

When you retire, it's normal to wonder if you'll have enough money to cover all your needs. This can be especially worrying when you're advised to focus on long-term investments to make sure you have enough money for the rest of your life. Don't worry, though - there are several strategies you can use, like the "Three Bucket Strategy," to help with this. With this strategy, you take your retirement portfolio and divide it into three buckets. The first is used to fund day-to-day expenses. The third bucket funds longevity. And the middle is the go-between or transfer place to refill bucket number one as it is depleted. Now, let’s break it down further and take a look at bucket one. In there, you’ll find income-producing assets that could include CDs, money market funds, US Treasuries, pensions, fixed annuity, and Social Security funds – all things that will not decrease in value and are accessible when needed. Basically, this bucket is meant to provide money to live. If you place an amount that will cover about two years of expenses in this bucket, you won’t have to be concerned if the economy or investment markets take a dip. But what if you want to plan for longevity? That’s where bucket three comes in. In this bucket, you will find stocks, high-yield bonds, real estate, and other higher-return assets. All of these are long-term investments geared toward helping you keep from running out of money as the years pass. Co

Is it time to find a new Financial Advisor?

Is it time to find a new Financial Advisor

Posted By Lineweaver Financial Group
August 22, 2024 Category: Financial Advisor, CFP, Finance

When it comes to planning for retirement, managing investments, or simply trying to get your financial house in order, you want a financial advisor who can help get you to your goals. But how do you know when it’s time to make a change and find a new advisor? First, let’s talk about the red flags. If your financial advisor isn’t communicating with you regularly or isn’t transparent about the fees they’re charging, it’s a sign that it might be time to look elsewhere. Your financial advisor should be proactive, keeping you informed about how your investments are performing, and how any changes in the market might affect your financial goals. If you’re left in the dark, it’s a clear indication that your advisor might not be prioritizing your best interests. Let’s not forget the importance of trust either. Your financial advisor should be someone you feel comfortable with—someone who listens to your concerns and takes them seriously. While experience, knowledge, and credibility are all important, doing what’s best for the client is perhaps the most important thing a financial advisor can do.  That’s why when you’re evaluating your current advisor, you should check if they’re a CERTIFIED FINANCIAL PLANNER ™ Professional, or CFP®. There are many designations that mean different things, and it’s always important to choose an advisor with demonstrable credentials that align

Are you prepared for the four phases of retirement?

Are you prepared for the four phases of retirement

Posted By Lineweaver Financial Group
August 08, 2024 Category: General, Retirement, Financial Planning

As you near retirement, you're probably thinking a lot about your finances and wondering if your savings will be enough for your retirement years. While it's important to pay attention to your 401(k), IRAs, and Social Security benefits, you might not have considered one of the most important aspects of retirement: the psychological phases you'll go through during retirement. Understanding the emotional and mental changes that come with retirement can make the experience easier. It can help you not only financially but also enjoy a fulfilling retirement with a sense of purpose and well-being. In an article on Yahoo Finance, Dr. Riley Moynes, the author of “The Four Phases of Retirement: What to Expect When You’re Retiring,” explains how he interviewed 150 retirees about their experience and outlined key phases that can occur. Click here to read more about his insights and explore the four phases of

2024 Second Half Outlook

2024 Second Half Outlook

Posted By Lineweaver Financial Group
July 26, 2024 Category: Markets, Finance, Outlook

News headlines have been volatile this year with many geopolitical issues, economic worries, and, most recently, President Biden exiting his re-election campaign.  Nevertheless, the stock market has done well and continued to “climb the wall of worry.”  This reality serves as a good reminder that ignoring most news headlines and political noise is typically the best investment strategy. Since the start of the year, we have maintained a positive outlook and positioning, especially with U.S. large-cap stocks. That is because of our view that AI-related investments, onshoring, and cooling inflation will benefit earnings for these types of companies the most.  Despite some choppiness, the data tells us this scenario is playing out as expected. With manufacturing surveys softening and business confidence muted, markets may begin to over-discount a sharper slowdown. Nevertheless, we continue to believe that the pace of economic growth is moderating at a goldilocks pace, and inflation is cooling sufficiently to allow the Federal Reserve (Fed) to begin easing before the end of the year.  We expect U.S. growth to be close to trend at about 2.0% by the fourth quarter and inflation to continue cooling toward the Fed’s 2% target by mid-2025.  This should be a good environment to support our view on equities overall and offer a positive environment for bonds. Outside the U.S., the European economy is expanding once again, activity in China i

Understanding Irrevocable Trusts: A Key Tool in Estate and Medicaid Planning

Understanding Irrevocable Trusts: A Key Tool in Estate and Medicaid Planning

Posted By Lineweaver Financial Group
July 16, 2024 Category: Finance, Legacy, Trust, Will, Estate

Estate and Medicaid planning are crucial components of financial strategy, as they can help protect your assets and secure your legacy. A powerful tool in this domain is the Irrevocable Trust, a fiduciary arrangement that offers numerous benefits while maintaining control over asset distribution. There are many intricacies with irrevocable trusts and they can potentially help enhance your estate-planning efforts. What is an Irrevocable Trust? A trust is a legal relationship where a grantor transfers assets to a trustee, who then manages these assets for the benefit of designated beneficiaries. Trusts serve various functions, such as reducing estate taxes, minimizing or avoiding probate, funding charitable gift strategies, and facilitating Medicaid planning. An Irrevocable Trust, as the name suggests, is a trust that cannot be modified or terminated once it is established. This can allow you to get assets out of your estate, which could potentially be helpful for estate and Medicaid planning. Trusts like these are ultimately about giving you control of your assets, your estate plan, and, ultimately, your legacy. One possible benefit of an Irrevocable Trust is its ability to help avoid probate court. Unlike a will, which must go through the often lengthy and public probate process, a trust can offer the grantor better control of how, when, and to whom money passes. Many parents find this comforting if they have children who are not good with money or if they simply want to

The benefits of working with a CERTIFIED FINANCIAL PLANNER ™ Professional

The benefits of working with a CERTIFIED FINANCIAL PLANNER ™ Professional

Posted By Lineweaver Financial Group
June 20, 2024 Category: CFP, Financial Planner, Professional, Finance

When searching for a financial advisor, you might notice the alphabet soup following their names. There are over 100 certifications available to financial professionals, all with different meanings and specializations. But among the most distinguished is a CERTIFIED FINANCIAL PLANNER ™ Professional, or CFP®.  There are several reasons why it is considered such an important designation, and one you should look for in your financial planner. Reason 1: Education, Experience, and Credibility The CFP® designation, offered by the CFP Board, is significant because it requires an impressive amount of study, experience, and preparation. It takes from nine months to two years of study, and that’s after earning a bachelor’s degree and a minimum of three years of working as a financial professional. A candidate is then required to sit for a rigorous test that covers many different areas of financial planning. Reason 2: the CFP® Indicates a Holistic Approach Training and experience for a CFP® don’t end at financial planning. While they receive rigorous experience and training in financial planning, a CFP® also receives education and experience on a wide range of related topics, such as risk management and insurance planning, investment planning, tax planning, and estate planning.  This comprehensive experience helps a CERTIFIED FINANCIAL PLANNER ™ Professional to be a sounding board for clients and helps to consider th

Is an annuity right for you?

Is an annuity right for you

Posted By Lineweaver Financial Group
June 13, 2024 Category: Finance, Annuity, Strategy, Annuities

Annuities have been in insurance agents' and financial advisors’ toolkits for decades. It’s a product designed to provide a steady income stream for retirees. It’s no secret that annuities have been a popular option, but are they always the best investment choice? Here’s the rundown of the pros and cons of annuities. Let’s see if they could be suitable for your financial strategy.  Firstly, it's crucial to understand that every financial strategy has its place, including annuities. Many people value the relative financial security annuities can provide. However, annuities come with several drawbacks. One major issue is the lack of liquidity – meaning once you invest money in an annuity, you are often limited as to how and when you can get it out. At the very least, they’ll likely have a surrender charge. Some have even more limitations – like how much they can withdraw each year!  Often, these products aren’t fully explained at the time of purchase, leading to confusion and frustration down the road. By the time you encounter an issue, the original salesperson may no longer be available to assist, leaving you to navigate the complexities on your own. So, there can be many challenges annuities offer, but how would investors know? Annuity companies are required to report all details to a third-party service. We can access these tools and provide you with a no-obligation annuity intelligence report. Thi

Planning for taxes on Social Security

Planning for taxes on Social Security

Posted By Lineweaver Financial Group
May 23, 2024 Category: Taxes, Social Security, CDs, Retirement

Recently, we've been hearing from people who have been enrolled in Social Security, seeing their taxes go up, and not understanding why. There are ways to keep more of your retirement income, but first, let’s look at how it can be taxed. We know that Social Security benefits aren’t tax-free. In fact, up to 85% of the benefits you receive each year could be subject to tax, depending on your household income. Moreover, 100% of your withdrawals from traditional IRAs and traditional 401(k)s will likely be considered taxable income. When making these withdrawals, we work closely with our clients to ensure they’re taking what they need but not enough to push them into the next tax bracket. We’ve recently encountered individuals who took advantage of high interest rates by putting their money in CDs or money market accounts. The interest on these is taxed at the same federal income tax rate as the money you receive from paid work, which is why people are seeing their income tax rates jump into the next bracket. That's why it's crucial to collaborate with a tax professional to develop a strategy to mitigate that sudden increase, just like we would with IRAs or 401(k)s. Furthermore, the Tax Cuts and Jobs Act of 2017 is set to sunset on Jan 1, 2026, which could exacerbate the problem further. When the Tax Cuts and Jobs Act of 2017 ends, this means tax rates will revert to their previous higher levels. The act doubled the standard deduction and

Coordinating your financial strategy can help save money in retirement

Coordinating your financial strategy can help save money in retirement

Posted By Lineweaver Financial Group
May 01, 2024 Category: Retirement

  Workers are not new to the idea of saving as much money as possible for retirement. However, there is less conversation about spending the money they’ve worked hard to save, and that shift can cause stress in any retiree's life.  Major worries among retirees include not being able to spend as much as before retirement, not being able to leave money to beneficiaries, facing unknown healthcare expenses, and outliving their money. If you don’t have a strategy in place to help pay for these expenses, you could end up making a mistake that will cost you more in the long run.  For instance, we talked to a client who wanted to add an addition to her home. Her original plan was to take the money from her IRA to pay for it, which would have been close to $150,000 before tax.  If she proceeded with that, she would have increased her tax bracket, increased taxes on her social security, and increased her Medicare premiums. For example, her Medicare premiums alone would have increased by over $5,000/year. However, because we were able to coordinate her strategy with our in-house tax team, we were able to suggest a better alternative strategy and engineer a solution that fit her specific needs. We took about one-third of the money from her IRA, which kept her tax bracket and premiums the same. Then, we worked with her to get a home equity line of credit or HELOC. Finally, we were able to use dividends from her portfolio– which

Keep healthcare in mind when planning your retirement

Keep healthcare in mind when planning your retirement

Posted By Lineweaver Financial Group
March 07, 2024 Category: Healthcare, Retirement, Finance

If you're anything like most Americans, healthcare costs can be a big concern when you're planning for retirement. That's why it's essential to keep them in mind as you're getting ready for your golden years. One common error we notice is people assuming their healthcare expenses will be covered by Medicare in retirement. The truth is, a single 65-year-old could need approximately $157,500 saved after tax to cover health care expenses in retirement, according to a report by Fidelity. And that number jumps to $315,000 for an average retired couple age 65.1  Those figures hinge on various factors such as your work duration, retirement timing and location, health condition, and life expectancy. Nonetheless, it could serve as a valuable target to strive towards. Another common pitfall we notice is the consistent underestimation of the need and the costs associated with long-term care. Although the extent of long-term care required varies for everyone, data from the Administration on Aging paints a striking picture: at least 70% of individuals aged 65 or older today will inevitably find themselves in need of some level of care. Every year, Americans are shelling out a whopping $475.1 billion for long-term care. Surprisingly, Medicaid only covers 42% of these costs. This means you'll probably be responsible for a significant portion of the bill, making it crucial to plan ahead. Another important thing to note is Ohio's latest updates regarding

How do elections affect the stock market?

How do elections affect the stock market

Posted By Lineweaver Financial Group
February 07, 2024 Category: Election

Given the upcoming presidential election in 2024, we thought it would be a great time to look at data from prior election cycles.  We think minimizing emotions and focusing on data is critical when investing.  As can be seen in the charts below, whichever party holds office has not typically had much bearing on investment performance over time. Source: BlackRock   Given this data, we encourage investors to try to tune out the political noise as best as possible in 2024 while maintaining exposure to the market.  There will no doubt be volatility throughout this election year, but if history is any guide, staying invested regardless of the election rhetoric and outcome is likely to reward patient investors.   Should you have any questions about your individual portfolio, please don’t hesitate to reach out to one of our team members or your advisor. We’re here to

Don’t be afraid to spend in retirement

Dont be afraid to spend in retirement

Posted By Lineweaver Financial Group
January 18, 2024 Category: Finance, Retirement, Planning

Navigating the financial landscape in retirement can be a daunting task. It's like trying to pass through a jungle of expenses – health care, taxes, and long-term care costs all taking a piece of the hard-earned nest egg you've been building for ages. And just when you think you've got it all figured out, here comes the rollercoaster of economic uncertainty. In the face of such high stakes, it's no wonder the prospect of spending in retirement can be overwhelming. But with our team of financial professionals behind you, you can take steps to help you reclaim control and ease the anxiety associated with post-retirement expenditures. Embarking on the journey toward retirement becomes much smoother when you proactively create a budget beforehand. This invaluable tool allows you to gauge your anticipated expenditures and income streams once the daily grind is behind you. It's crucial to take stock of the various income sources at your disposal, such as Social Security, pensions, and 401(k)s, while also factoring in inevitable expenses like taxes, health care, and long-term care. When you're getting budget-savvy for retirement, start by figuring out what's a must-have and what you can let slide. Let's say you're dreaming of a retirement filled with jet-setting adventures. Well, that travel fund needs to be part of the grand budget plan. And let's not forget the inevitable: taxes. It's a good idea to give taxes a special seat

Financial Resolutions to Help Make You Wealthier in the New Year

Financial Resolutions to Help Make You Wealthier in the New Year

Posted By Lineweaver Financial Group
January 04, 2024 Category: Resolutions, Finance, Goals, Taxes

We’ve been working with private and corporate clients for nearly 30 years. Every year at this time, we meet new clients who want to drastically overhaul their finances, and set themselves up for increased wealth in the New Year. We’ve put a list of 5 resolutions that we always share and that you can put to work for you, too. Resolution No. 1 First things first. The base of any good financial plan is insurance because it helps you control risk. You can have the best financial plan in the world, but if something happens to you or your family, you need to be protected to keep your plan in solid footing.  You first want to take the time to make sure all your insurances are in proper order. This includes Life insurance, disability insurance, and even property and casualty. Because we specialize in working with retirees, long-term care is especially important to our clients. According to the U.S. Department of Health and Human Services, 70% of people aged 65 or older are likely to need long-term care at some point.  Finally, you may want to consider an umbrella policy, especially if you have rental or vacation homes.  Resolution No. 2 Your financial goals, both long and short term, should be driven by your personal goals – whether that’s providing for children and grandchildren, sending them to college, passing the family business to the next generation, or preparing for your own retirement and the traveling you want to do, you should

Holiday traditions around the world

Holiday traditions around the world

Posted By Lineweaver Financial Group
December 14, 2023 Category: Holiday

'Tis the season of festivities, and in a delightful departure from our typical financial updates, let’s embrace the global spirit of celebration. Join us on this delightful exploration as we unveil five captivating holiday traditions from around the world. It's a journey filled with cultural richness and joyous diversity that is sure to add a sprinkle of excitement to your holiday season! Iceland In the enchanting Icelandic holiday tradition, the Yule Lads, a mischievous gang of troll-like creatures, embark on a 13-day journey leading up to Christmas, bringing both excitement and a hint of mischief to local children.  Each night, a distinct lad pays a visit, either bestowing gifts and sweets upon fortunate youngsters or, in less favorable circumstances, dishing out a peculiar form of punishment by leaving a shoe filled with not-so-delightful surprises—rotten potatoes. It's a whimsical blend of festive cheer and a touch of Yuletide unpredictability! Bahamas Escape to the sun-kissed paradise of the Bahamas, where the allure of turquoise waters meets the vibrant rhythms of Junkanoo—an annual extravaganza that transforms the islands into a pulsating carnival of celebration.  From December 26 to New Year's Day, Bahamians sway to the beats of cowbells, drums, and whistles, creating an irresistible tapestry of sound. Picture dancing troupes, numbering up to a thousand, adorned in dazzling costumes and elaborate headdresses, captiva

Strategies to help your favorite charity and your bottom line

Strategies to help your favorite charity and your bottom line

Posted By Lineweaver Financial Group
November 21, 2023 Category: Charity, Finance, Donation, Tax Strategies

The end of the year is the time when people are looking to show gratitude by donating to their favorite charities or special causes that are important to them. But like any financial decision, you should take a moment to see if there are any tax benefits or strategies to consider that can maximize your giving efforts.  The first strategy to consider is a Donor Advised Fund. These have two main tax advantages. First, you become eligible for an income tax deduction of the full fair market value of the asset, up to 30% of your adjusted gross income (AGI) for gifted securities, and 60% of your AGI for cash. It also eliminates capital gains taxes on long-term appreciated assets if they’ve been held for longer than a year. The second strategy that can help benefit a charity – as well as your own finances – is a Qualified Charitable Distribution or QCD. QCDs can be a great option for those 70 ½ or older and allows you to contribute money directly from your IRA to your preferred charity. You’re allowed to give up to $100,000/year. The advantage is that this reduces your AGI, which affects things like Medicare, Social Security, and various other tax credits and deductions. It may even help you reduce your income taxes. It can also help you offset any additional income you have if you’re over age 72. Another charitable deduction that’s available is the Ohio Scholarship tax credit. It’s a $750/person non-refundable credit you ca

Q4 2023 Commentary and Portfolio Changes

Q4 2023 Commentary and Portfolio Changes

Posted By Lineweaver Financial Group
November 02, 2023 Category: Finance, Market, Portfolio, Investments

Key Takeaways: We are changing our allocations to slightly overweight U.S. quality stocks, seeking to capitalize on the recent market pullback and position for potential upside surprises in U.S. economic growth and corporate earnings.   We are leaning into U.S. high-quality stocks expressing a high-conviction preference for the largest cap stocks in the U.S. that appear to have attractive growth profiles.   We plan to decrease our exposure to Europe, moving underweight international Developed Market (DM) stocks due to weakening corporate earnings signals and more pronounced downside vulnerability to potential rising energy prices and geopolitical turmoil.   We are underweight bonds and overweight cash and short-term instruments that offer very attractive yields. The ghost of September's past haunted markets once again in 2023 and has carried over. This notoriously weak seasonal period - combined with rising rates and declining liquidity - saw stock and bond prices press lower. The S&P 500 Index, for example, is off its late summer highs by almost 10%, and the Bloomberg U.S. Aggregate Bond Index is down a similar amount from its earlier highs. We are potentially facing an unprecedented third year in a row of bond market losses.  Overall, it has been a challenging year for investors with only the largest stocks doing well while most equity and fixed-income styles are flat to down. The “Magnificent 7” stocks in the S&P 500

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Case studies are intended to illustrate the types of financial issues faced by actual clients. They should not be construed as a testimonial for or endorsement of Lineweaver Wealth Advisors. They do not represent the experience of any advisory client. Each client’s situation is different, and their goals may not always be achieved. Lineweaver Wealth Advisors, LLC, is not engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Tax rules and regulations are subject to change at any time.
Crain's Cleveland Business is a print and online newspaper delivering local business news and information to Cleveland's business executives, which is published by Crain Communications Inc. The Crain's 2024 list may employ different methodology than described above for similar designations granted in other years. No clients were consulted and no fees were paid to determine the winners; the award is based on assets under management. Neither the participating candidates nor their employees pay a fee in exchange for inclusion on Crain's 2024 List. However, recipients may pay a fee to Crain, an affiliate, or an unaffiliated third party in exchange for plaques or article reprints commemorating the designation. The publication should not be construed by a client or prospective client as a guarantee that they will experience a certain level of results if the recipient is engaged, or continues to be engaged, to provide investment advisory services; and should not be construed as a current or past endorsement of the recipient by any of its clients. Lineweaver Wealth Advisors was ranked in the Top 25 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2024. In 2023, Lineweaver Wealth Advisors was ranked in the Top 15 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2023. In 2021 and 2022, Lineweaver Wealth Advisors was ranked in the Top 20 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2021 and 2022 respectively.
Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Participants for the Top 100 in Finance appearance were reviewed in 2022, and recognized in March of 2023. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.

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