Blog

Month: January 2022

What Causes Food Cravings?

What Causes Food Cravings

Posted By Lineweaver Financial Group
January 18, 2022 Category: Blog, Newsletter, Medical News Today, Educational

Every person experiences cravings differently, but they are typically transient and often for processed foods that are high in sugar, salt, and unhealthful fats. CAUSES The brain regions responsible for memory, pleasure, and reward play a role in food cravings. An imbalance of hormones, such as leptin and serotonin, could also lead to food cravings. Cravings also involve the appetite centers of the brain, even though they tend to be separate from hunger. There are two types of food cravings: selective and nonselective. Selective cravings are cravings for specific foods, such as a person’s favorite chocolate bar, a particular burger from their favorite restaurant, or a bag of potato chips of a certain flavor. Nonselective hunger is the desire to eat anything. It may be the result of real hunger and hunger pangs, but it can also be a sign of thirst. Drinking water may help with intense nonselective cravings. HOW TO REDUCE CRAVINGS Reduce stress levels Drink plenty of water Get enough sleep Eat enough protein Chew gum Most people experience food cravings from time to time. These cravings can cause them to snack on unhealthful foods, which can lead to weight gain. Various methods, such as reducing stress and staying hydrated, can help people minimize their cravings. Substituting healthful foods for unhealthful ones can also help. Source: Medical News

5 Financial Resolutions for the New Year

5 Financial Resolutions for the New Year

Posted By Lineweaver Financial Group
January 18, 2022 Category: Finance, Blog, Newsletter, New Year, Educational

Every year at this time, we meet new clients who want to drastically overhaul their finances and set themselves up for wealth in the new year. I’ve put together a list of 5 resolutions that I always share, and that you can put to work for yourself as well.   First things first: The base of any good financial plan is insurance, because it helps you control risk. You can have the best financial plan in the world, but if something happens to you or your family, you need to be protected to keep your plan on solid footing. You’ll want to take the time to make sure all your insurance is in proper order.  This includes life insurance, disability insurance, 2Fand even property and casualty. Because we specialize in working with retirees, long term care is especially important to our clients. According to the U.S. Department of Health and Human Services, 70% of people aged 65 or older are likely to need long-term care at some point. Finally, you may want to consider an umbrella policy, especially if you have rental or vacation homes. Secondly, your financial goals, both long and short term, should be driven by your personal goals – whether that’s providing for children and grandchildren, sending them to college, passing the family business to the next generation, or preparing for your own retirement and the traveling you want to do, you should think about those goals and how they compare to where you are now. I sit down with my clients and, i

Look Back 2021 - Look Ahead 2022

Look Back 2021   Look Ahead 2022

Posted By Lineweaver Financial Group
January 18, 2022 Category: Blog, Newsletter, Economy, Commentary, Finance, Portfolio

Commentary by Jerry Herman, CFA® In 2021 the world returned to some level of normalcy and featured a recovering and generally strong economy. However, we continued to face ongoing challenges from the pandemic, supply chain disruptions, the highest inflation levels in decades, and generally sustained low interest rates. Overall investors benefitted from this combination – with equities strong and fixed-income weak. Fueled by massive fiscal and monetary stimulus, a vaccine rollout and pent-up consumer demand, U.S. GDP grew an estimated 5.5% in 2021, the fastest pace in more than a quarter century.         Household finances emerged from the crisis and spending on big-ticket items surged. Unemployment declined from 6.7% at the beginning of the year to around 4% at year-end with increasing signs of labor market tightness.   The year featured high prices and inflation surprises. Through November, the consumer price index (CPI) topped 5% for seven straight months, with the November reading coming in at 6.8%, the highest in 40 years.     Supported by a strong economic recovery and very accommodative monetary policy, the S&P 500 reached 70 record highs during the year, the most since 1996. The S&P 500 returned 26.89% in 2021, which followed gains of 18.4% in 2020, and 31.5% in 2019 - only the third time since 1926 that returns were greater than 18% for three straight years. The Dow was up 18.73%, and the Nasdaq was up 21.4%.

Why Estate Planning Begins in College

Why Estate Planning Begins in College

Posted By Lineweaver Financial Group
January 18, 2022 Category: Blog, Newsletter, Economy, Commentary, Finance, Portfolio

Many people think that estate planning is only for older people – but it actually starts as early as college! When most students go to college, they are adults. This means they can take out loans, manage their time and course load, and generally make decisions for themselves. While parents’ lack of access to grades and other information can be frustrating, if children have not considered their estate planning, the surprises can be far more serious. Besides being the provider of food, housing, and often transportation, parents are the “natural guardians” over minor children. This means they are their child’s legal representative and can act on behalf of their children in financial and personal matters. For example, if a minor child falls off a trampoline and breaks his arm, his parents can legally make medical decisions on behalf of the child. The same goes for financial matters. Parents can open financial accounts for their minor children, apply for life insurance, and so on. When those children turn 18, their parents’ power over them disappears. If an adult child is incapacitated in a car accident, his parent cannot by default make health care decisions for the child. The same goes for financial matters. So, what do parents and college kids need to consider to protect themselves in these scenarios? There are 2 parts to this – first, a Health Care Power of Attorney, can give his parents authority over a child’s health d

Categories
Finance (60)
General (43)
Commentary (35)
Newsletter (30)
Economy (27)
Portfolio (24)
Blog (24)
Educational (16)
Retirement (14)
Economic Commentary (12)
Taxes (8)
Tax (8)
Letter From The President (7)
Healthwatch (7)
Market (6)
Bonds (5)
Estate Planning (4)
Q3 (4)
Inheritance (4)
Market Commentary (4)
Markets (4)
Health (4)
Tax Planning (4)
Investments (3)
Trust (3)
IRA (3)
New Year (3)
Dividends (3)
Lineweaver (3)
Insurance (2)
Strategies (2)
Awards (2)
CFP (2)
Crain\'s (2)
Stock (2)
Resolutions (2)
Goals (2)
Financial Planning (2)
Trump (2)
Market Update (2)
Social Security (2)
HealthWatch (2)
Investment (2)
Planning (2)
Charity (2)
Strategy (2)
Annuity (2)
Annuities (2)
Tax Strategies (2)
Spotlight (2)
Coordination (2)
Healthcare (2)
Volatile Market (2)
Q2 Newsletter (2)
2019 (2)
Holiday (2)
Economic Outlook (2)
Election (2)
Financial (2)
End Of The Year (1)
Medical News Today (1)
Pros And Cons (1)
Your Retirement Playbook (1)
College (1)
Interest Rates (1)
2020Q4 (1)
Markets Don\'t Pick Sides (1)
Medicare Supplements (1)
Sleep (1)
Healthy Living (1)
2021 Outlook (1)
Medicare (1)
Fraud (1)
Education (1)
Estate Plan (1)
Real Estate (1)
Eductional (1)
News (1)
Investment. Advisers (1)
2020Q3 (1)
2020 (1)
Technology (1)
Series (1)
Cosultation (1)
Business Coordination (1)
Professional (1)
Analysis (1)
Money (1)
Dollar (1)
Fitch (1)
Rating (1)
Cds (1)
Invest (1)
Donation (1)
CDs (1)
Financial Planner (1)
Legacy (1)
Lineweaver Financial Group (1)
Will (1)
Estate (1)
Outlook (1)
Financial Advisor (1)
Retirement Plan (1)
Legacy Planning (1)
Beneficiary (1)
Wealth Transfer (1)
Tax Strategy (1)
Tax Brackets (1)
Wealthtrac (1)
Sales (1)
Financial Professionals (1)
Security (1)
Financial Services (1)
Employee (1)
Clients (1)
School Tuition (1)
Cefex (1)
Certification (1)
Certified Financial Planner (1)
Retirement 401k 529 (1)
Second Opinion (1)
Cyber (1)
Finances (1)
Recession (1)
Spam (1)
Email (1)
Banks (1)
Postnuptial (1)
Prenuptial (1)
Agreements (1)
Nuptial (1)
401k (1)
Crains (1)
529 (1)
IRS (1)
Probiotics (1)
Elder Law (1)
Steps (1)
Bloodline Trust (1)
Market Volatility (1)
Investing (1)
Cryptocurrency (1)
Bitcoin (1)
Advice (1)
Summer (1)
Q3 Newsletter (1)
In Laws (1)
Trusts (1)
Marital Trust (1)
Travel (1)
Vacation From Investments (1)
Screens (1)
Eye Strain (1)
2018 (1)
Market Review (1)
Rising Interest Rates (1)
Financial Quarterback (1)
Quarterly Newsletter (1)
Tax Law (1)
Drink Water (1)
Travel Tips (1)
Exercising (1)
Distribution (1)
Eat More (1)
Market Review 2017 (1)
Letter From The President New Years Resolutions (1)
Transfer Real Estate (1)
Defer Tax (1)
Top Financial Strategies Of The Wealthy (1)
Market Pullback (1)
Reallocation (1)
RMD (1)
Tariffs (1)
Bruce Motko (1)
NAFTA (1)
Trading (1)
New Tax Law (1)
529 Plans (1)
Charitable Giving (1)
Q2 (1)
New Website (1)
LFG (1)
Client Spotlight (1)
James Lineweaver (1)
Vacation Home (1)
Nutrition (1)
Lose Weight (1)
Dementia (1)
Review (1)
Credit Unions (1)
Pse (1)
Big Banks (1)
Savings (1)
Checking (1)
Banking (1)
Longterm Care (1)
POA (1)
Buy (1)
Power Of Attorney (1)
Charitable (1)
Donations (1)
End Of Year Taxes (1)
Black Swan (1)
(1)
CARES (1)
CARES Act (1)
Stimulus (1)
Sell (1)
Sell In May And Go Away (1)
Diversification (1)
Pro Football Hall Of Fame (1)
Stocks (1)
Market Outlook (1)
Financial Goals (1)
Jim Lineweaver (1)
New Years Resolutions (1)
Healthy (1)
Cooking (1)
Tips (1)
Q1 (1)
Anne Graffice (1)
Congress (1)
David Baker (1)
Sring Cleaning Your Finances (1)
Keeping Your Mind Sharp (1)
Q2 2019 (1)
Legal (1)
Wills (1)
Chad Roope (1)
Roth Ira (1)
Roth Conversion (1)
Traditional Ira (1)
Jobs (1)
+ Show More

Terms and Conditions | Privacy Policy | Disclosures

Case studies are intended to illustrate the types of financial issues faced by actual clients. They should not be construed as a testimonial for or endorsement of Lineweaver Wealth Advisors. They do not represent the experience of any advisory client. Each client’s situation is different, and their goals may not always be achieved. Lineweaver Wealth Advisors, LLC, is not engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Tax rules and regulations are subject to change at any time.
Crain's Cleveland Business is a print and online newspaper delivering local business news and information to Cleveland's business executives, which is published by Crain Communications Inc. The Crain's 2024 list may employ different methodology than described above for similar designations granted in other years. No clients were consulted and no fees were paid to determine the winners; the award is based on assets under management. Neither the participating candidates nor their employees pay a fee in exchange for inclusion on Crain's 2024 List. However, recipients may pay a fee to Crain, an affiliate, or an unaffiliated third party in exchange for plaques or article reprints commemorating the designation. The publication should not be construed by a client or prospective client as a guarantee that they will experience a certain level of results if the recipient is engaged, or continues to be engaged, to provide investment advisory services; and should not be construed as a current or past endorsement of the recipient by any of its clients. Lineweaver Wealth Advisors was ranked in the Top 25 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2024. In 2023, Lineweaver Wealth Advisors was ranked in the Top 15 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2023. In 2021 and 2022, Lineweaver Wealth Advisors was ranked in the Top 20 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2021 and 2022 respectively.
Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Participants for the Top 100 in Finance appearance were reviewed in 2022, and recognized in March of 2023. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.

Lineweaver Financial Group ©
Powered by Virteom Logo Virteom