Blog

Month: January 2020

Market Outlook 2020

Posted By Lineweaver Financial Group
January 07, 2020 Category: General

What a difference a year makes!  A year ago, at this time the market was coming off a 20% correction in the fourth quarter reflecting prevailing headwinds of rising interest rate, escalating global trade tensions between the US and China, uncertainty on Brexit, and growing concerns of slowing global growth. Today conditions have calmed. Central banks around the world are dovish, including in the US, where the Fed moved to make mid-cycle adjustments in the midst of uncertainty and raised chances of extending the cycle.  Likewise, around the world central banks seem accommodative with negative interest rates prevailing in several key countries around the globe. The US and China have apparently reached a Phase I trade deal and while the situation is tenuous and large structural hurdles remain in the areas of intellectual property, leaders of both countries seem to be more motivated to move toward more substantial agreements into 2020. With this backdrop, conditions appear favorable for economic growth in 2020. This was also a solid year for investors.   The S&P 500 was up 28%, its strongest year since 2013 and well above the 10% historical average. The US Bond market also recorded a very solid performance with the US Bond Index (Bloomberg Barclays US Aggregate Bond Index) up 8.67%, its strongest showing since 2002.   The 60%stock/40%bond portfolio generated its highest returns in almost 20 years.   The US market was a leader in 2019 but equity mark

Economic Commentary: Q1

Posted By Lineweaver Financial Group
January 07, 2020 Category: General, Economic Commentary

  Our reference to the classic Toots and the Maytals song comes as we see a de-escalation in trade tensions with China, diminishing risks of a no-deal Brexit and few signs that the record U.S. economic expansion is ending or reversing. Still, persistent trade uncertainty is denting business confidence and spending, particularly the longer-term risk of an unravelling of the global supply chain. Our take on the major investor themes for the weeks ahead:   U.S. Equites: Sector Steering Defensive sectors have outperformed cyclicals this year against a backdrop of slowing growth and falling interest rates. However, we expect central bank easing could provide a floor for growth in the coming months. Among cyclicals, we remain constructive on technology, while we prefer less rate-sensitive sectors.   Developed Markets: Winter of our discontent? Trade uncertainties and slowing growth have taken a toll on developed world stocks outside the United States. But not all DMs are created equal, and there are signs that the global growth slowdown has hit bottom, while central bank easing could help.   Emerging Markets: China's mixed outlook A temporary trade truce with the United States provided some optimism around China over the last month. However, China's growth slowdown has become more pronounced.   Fixed Income: Seeking defense in credit U.S. government bond yields have responded to geopolitical risks over the past few months both ways, wh

Looking Forward and Giving Back

Posted By Lineweaver Financial Group
January 06, 2020 Category: General

  As most of you know, we have partnered with Harvest for Hunger since 2012, collecting food for the Cleveland Foodbank. Since partnering with Harvest for Hunger and the Cleveland Food bank in 2012, the food collected at our WealthWATCHSM programs, client appreciation, and other events has provided more than 43,000 meals. Thanks to all of our clients and friends who have helped us reach this amazing milestone. This year, we also had the unique opportunity to partner with Ben Curtis, the 2003 British Open Champion, and the Ben Curtis Foundation. Ben’s Foundation provides similar services to the food bank, but works exclusively with children in need in Kent, Ravenna, and Barberton. One in five children struggle with hunger, and Ben and his foundation are able to help more than 2,440 children in our own backyard. We also had the opportunity to partner with former Browns Coach Sam Rutigliano, and his Inner Circle Foundation. Coach Sam’s Foundation, a member of the International Literacy Association, shared research with us that shows that 1 in 6 kids who don’t read at age level by the 3rd grade will not graduate from high school. Their programs focus on children in the Cleveland in Cleveland Schools who are struggling, and aim to help them bridge the gap from “learning to read,” to “reading to learn.” Finally, we had the opportunity to partner with and support Mark Tripodi and his Cornerstone of Hope Foundation. After a difficul

The New SECURE Act: 2020

Posted By Lineweaver Financial Group
January 06, 2020 Category: General

We know that many people enjoy the HealthWatch segments, and don’t worry, they’ll be back next quarter. This quarter, however, we had a unique opportunity to update you about the SECURE Act, which stands for Setting Every Community Up for Retirement Enhancement,’ and was signed into law by President Trump on December 20th. There are 29 provisions to the new law, but here are the top five, which we think are most likely to affect people. 1. The Act changes the age for Required Minimum Distributions from 70½ to 72, which will allow additional time for IRAs to grow.   2. Allows contributions to traditional IRAs after age 70½, which will help people who want to work longer to continue to contribute to their IRA. Coupled with number one, these can both help you grow your money for longer.   3. The Act also allows for expanded benefits for part-time employees, and means that long-term part time employees may now be eligible for employer qualified plans like 401(k) plans.   4. It also allows 529 plans to be used to pay off student debt – up to $10,000 per beneficiary.   5. In most instances, it eliminates so called ‘stretch’ IRAs with non-spouse beneficiaries like kids and grandkids. In the past, it was possible to stretch an IRA out over the lifetime of the recipient. Now, in most cases, it can only be stretched out over 10 years, but there are some exceptions. These are just 5 of the provisions in the ne

Categories
Finance (53)
General (40)
Commentary (35)
Newsletter (30)
Economy (27)
Portfolio (24)
Blog (24)
Educational (16)
Retirement (13)
Economic Commentary (12)
Taxes (8)
Letter From The President (7)
Healthwatch (7)
Market (5)
Bonds (5)
Tax (5)
Health (4)
Estate Planning (4)
Q3 (4)
Tax Planning (3)
Markets (3)
New Year (3)
Dividends (3)
Investments (3)
IRA (3)
Lineweaver (3)
Inheritance (3)
Election (2)
Spotlight (2)
Tax Strategies (2)
Healthcare (2)
Strategies (2)
Volatile Market (2)
HealthWatch (2)
Economic Outlook (2)
Crain\'s (2)
Market Update (2)
Trump (2)
Holiday (2)
Insurance (2)
Financial (2)
Planning (2)
2019 (2)
Coordination (2)
Awards (2)
Charity (2)
Trust (2)
Resolutions (2)
Q2 Newsletter (2)
Goals (2)
Investment (2)
Social Security (2)
Healthy Living (1)
Sales (1)
Lineweaver Financial Group (1)
Sleep (1)
2020Q3 (1)
2021 Outlook (1)
Wealthtrac (1)
Markets Don\'t Pick Sides (1)
Recession (1)
2020Q4 (1)
Your Retirement Playbook (1)
Medicare Supplements (1)
IRS (1)
Medicare (1)
Analysis (1)
Retirement 401k 529 (1)
2020 (1)
Invest (1)
End Of Year Taxes (1)
Donation (1)
Black Swan (1)
(1)
CARES (1)
CARES Act (1)
Stimulus (1)
Money (1)
Nutrition (1)
Cds (1)
Rating (1)
Steps (1)
Fitch (1)
Probiotics (1)
Interest Rates (1)
Dollar (1)
Real Estate (1)
529 (1)
Financial Services (1)
Finances (1)
Series (1)
Security (1)
Cyber (1)
Business Coordination (1)
Financial Professionals (1)
Cosultation (1)
End Of The Year (1)
Employee (1)
Clients (1)
School Tuition (1)
Cefex (1)
Second Opinion (1)
Certification (1)
Medical News Today (1)
Spam (1)
Fraud (1)
Nuptial (1)
Certified Financial Planner (1)
Eductional (1)
News (1)
Crains (1)
401k (1)
Investment. Advisers (1)
Agreements (1)
Pros And Cons (1)
Technology (1)
Prenuptial (1)
Education (1)
Postnuptial (1)
Banks (1)
College (1)
Email (1)
Estate Plan (1)
Credit Unions (1)
Donations (1)
Q3 Newsletter (1)
Travel (1)
Drink Water (1)
Market Volatility (1)
Investing (1)
Cryptocurrency (1)
Bitcoin (1)
Advice (1)
Summer (1)
In Laws (1)
Bruce Motko (1)
Trusts (1)
Bloodline Trust (1)
Marital Trust (1)
Vacation From Investments (1)
Screens (1)
Eye Strain (1)
2018 (1)
Market Review (1)
Rising Interest Rates (1)
Travel Tips (1)
Client Spotlight (1)
Quarterly Newsletter (1)
RMD (1)
Eat More (1)
Market Commentary (1)
Market Review 2017 (1)
Letter From The President New Years Resolutions (1)
Transfer Real Estate (1)
Defer Tax (1)
Top Financial Strategies Of The Wealthy (1)
Market Pullback (1)
Reallocation (1)
Distribution (1)
LFG (1)
Financial Planning (1)
Tariffs (1)
NAFTA (1)
Trading (1)
New Tax Law (1)
529 Plans (1)
Charitable Giving (1)
Q2 (1)
New Website (1)
Financial Quarterback (1)
Tax Law (1)
Annuity (1)
Pse (1)
Congress (1)
Sell In May And Go Away (1)
Stock (1)
Buy (1)
Sell (1)
Dementia (1)
Review (1)
Lose Weight (1)
Big Banks (1)
Roth Conversion (1)
Savings (1)
Checking (1)
Banking (1)
Longterm Care (1)
Elder Law (1)
POA (1)
Power Of Attorney (1)
Charitable (1)
Annuities (1)
Traditional Ira (1)
Roth Ira (1)
James Lineweaver (1)
Cooking (1)
Exercising (1)
Vacation Home (1)
Diversification (1)
Stocks (1)
Market Outlook (1)
Financial Goals (1)
Jim Lineweaver (1)
New Years Resolutions (1)
Healthy (1)
Tips (1)
Chad Roope (1)
Q1 (1)
Pro Football Hall Of Fame (1)
Anne Graffice (1)
David Baker (1)
Sring Cleaning Your Finances (1)
Keeping Your Mind Sharp (1)
Q2 2019 (1)
Legal (1)
Wills (1)
CDs (1)
+ Show More

Terms and Conditions | Privacy Policy | Disclosures

Case studies are intended to illustrate the types of financial issues faced by actual clients. They should not be construed as a testimonial for or endorsement of Lineweaver Wealth Advisors. They do not represent the experience of any advisory client. Each client’s situation is different, and their goals may not always be achieved. Lineweaver Wealth Advisors, LLC, is not engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Tax rules and regulations are subject to change at any time.
Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Participants for the Top 100 in Finance appearance were reviewed in 2022, and recognized in March of 2023. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.

Lineweaver Financial Group ©
Powered by Virteom Logo Virteom