Wealth Management Philosophy

lineweaver financial group wealth management philosophy

To paraphrase one of the world’s most successful and opportunistic investors, Warren Buffet, the traditional “buy and hold” philosophy to accumulate wealth rarely works in today’s financial marketplace. While buy-and-hold is a proven, effective strategy when applied over a 30 to 50 year period, the reality is that most people’s meaningful investment horizon is much shorter; i.e. 15 to 20 years.

Additionally, today’s information age is unlike any other in history. Computers generate reams of data — some logical, some conflicting — available 24 hours a day, 7 days a week. And the stock market’s roller coaster ride of the past decade has reinforced the importance of adjusting asset allocation and manager selection based on changing market conditions.

Lineweaver Financial Group believes that reducing exposure to the stock market during recessionary periods and increasing equity exposure during expansionary periods can lead to superior investment returns. We also believe this type of “hands-on” investment approach is best implemented with professional guidance. Consequently, we offer two types of Wealth Management Services.

1. The Managed Money Account (MMA)

Simply put, we manage 100% of your portfolio, 100% of the time. LFG money managers remove your emotions from allocation changes and market volatility. They make changes if and when needed to preserve and manage your assets. They are not compensated based on sales activity, sector changes, or modifications to your personalized asset allocation model. We receive a quarterly fee based on the size of assets under management and the correlated success in potentially growing those assets. This “success based compensation model” provides you with the confidence that your best interests are always at hand. These plans are also customized for your particular situation.

2. Personal Accumulation Portfolio (PAP)

Lineweaver investment professionals apply the same disciplined approach to preserving and managing your money as we do with our managed money accounts. However, in the Personal Accumulation Portfolio, we make recommendations and you make the final decisions. PAP allows those investors who believe they are student of the financial markets to actively participate in asset allocations and analysis of market trends.

No matter which type of account you prefer, you will be able to access all of your financial information, which is securely stored and available to you 24/7 online via our consolidated reporting platform. All clients are also encouraged to develop fully coordinated plans with the assistance of Lineweaver Wealth Watch Center’s investment, tax, legal and insurance professionals. Lineweaver investment professionals are always happy to work with your other existing outside advisors.

Which Account is for me?

To determine which account is best for you, you might want to start with asking yourself five basic questions. A Lineweaver investment professional will be happy to discuss your responses.

  1. Do you enjoy analyzing weekly financial trends?
  2. Do you consider yourself with a high tolerance for risk?
  3. Have you ever entrusted your money decisions to 3rd Parties?
  4. Do you have a specific long term financial plan?
  5. Do you monitor your financial assets every week?

Investment Advisory services offered through Lineweaver Wealth Advisors, LLC. A registered investment advisor. Asset Allocation does not guarantee against loss; it is a method used to help manage risk.

Terms and Conditions | Privacy Policy | Disclosures

Case studies are intended to illustrate the types of financial issues faced by actual clients. They should not be construed as a testimonial for or endorsement of Lineweaver Wealth Advisors. They do not represent the experience of any advisory client. Each client’s situation is different, and their goals may not always be achieved. Lineweaver Wealth Advisors, LLC, is not engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Tax rules and regulations are subject to change at any time.
Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Participants for the Top 100 in Finance appearance were reviewed in 2022, and recognized in March of 2023. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.

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