Blog

Category: Stocks

The Importance of Diversification

By Lineweaver Financial Group
December 27, 2018 Category: Diversification, Portfolio, Investments, Stocks, Bonds

Many people think their investments are diversified, but when you dig deeper on any given portfolio, we find thats often not the case. In order to diversify your portfolio, you want to choose a variety of assets stocks, bonds, cash and others but you also want to choose ones whose returns havent all historically moved in the same direction, and, ideally, assets whose returns typically move in opposite directions to hold up your portfolio hold up better in down markets. That way, even if a portion of your portfolio is declining, the rest of your portfolio, hopefully, is growing, and you can potentially offset some of the impact of poor performance on your overall portfolio. Another important aspect of building a well-diversified portfolio is that you try to stay diversified within each type of investment. For example, in terms of your individual stock holdings, beware of overconcentration in a single stock. We usually advise our clients that a single security shouldnt account for

Is an Annuity the Right Retirement Option for You?

By Lineweaver Financial Group
May 04, 2017 Category: Annuity, Annuities, Annuity Alternatives, Retirement, Life Insurance, Dividend, Stocks, Bonds Ladder

Annuities can be great tools. Often, fixed annuities can offer higher interest rates than your bank account, a CD, or even Treasury Bonds, and they do it all with comparatively low risk. But, there are many alternatives that may be far better options for some people. One of the downsides to some annuities is that your portfolio cant grow if youre taking the interest as distributions, and there can be surrender charges as well.The 65-year-old retiree will see the value of his or her $500,000 stay the same over 10 years, and if you factor in an annual inflation rate of 3%, your purchasing power for that same $500,0000 will only buy $350,000 worth of goods. If that scenario doesnt seem ideal for you, here are a few alternatives you might consider. Dividend-paying stocks that pay monthly and quarterly dividends can be good annuity alternatives. With the help of an experienced advisor, you may be able to even buy a collection of dividend-paying stocks that will not only pay you more income

Categories
Newsletter (27)
Retirement Planning (14)
Letter From The President (12)
Retirement (11)
Economic Commentary (11)
Financial Planning (11)
Lineweaver (10)
Tax (10)
Healthwatch (9)
Market Commentary (8)
Education Programs (6)
General (6)
Taxes (6)
Bonds (4)
LFG (4)
Market (4)
Tax Planning (4)
Q3 (4)
Social Security (4)
Market Review (3)
IRA (3)
2017 (3)
Estate Planning (3)
Insurance (3)
Tax Law (3)
Diversification (3)
Trump (3)
Finance (3)
Coordination (2)
Financial (2)
Client Spotlight (2)
Rising Interest Rates (2)
Q2 Newsletter (2)
Stocks (2)
Investments (2)
Financial Strategies (2)
High Income (2)
Portfolio (2)
(2)
Tax Scams (2)
Social Security Benefits (2)
Brexit Update (2)
Interest Rates (2)
2016 (2)
2019 (2)
Tax Cuts And Jobs Act (2)
Investing (2)
Cryptocurrency (1)
Market Volatility (1)
Top Financial Strategies Of The Wealthy (1)
Markets (1)
Letter From The President New Years Resolutions (1)
Travel (1)
Transfer Real Estate (1)
Defer Tax (1)
Drink Water (1)
Bruce Motko (1)
Travel Tips (1)
Market Pullback (1)
New Website (1)
Q2 (1)
Reallocation (1)
Charitable Giving (1)
RMD (1)
529 Plans (1)
New Tax Law (1)
Distribution (1)
Trading (1)
Tariffs (1)
NAFTA (1)
Investment (1)
Statements (1)
Bitcoin (1)
Q1 (1)
Financial Goals (1)
Jim Lineweaver (1)
New Years Resolutions (1)
Healthy (1)
Cooking (1)
Tips (1)
Pro Football Hall Of Fame (1)
Vacation Home (1)
Anne Graffice (1)
David Baker (1)
Sring Cleaning Your Finances (1)
Keeping Your Mind Sharp (1)
Q2 2019 (1)
Legal (1)
Market Outlook (1)
Exercising (1)
Advice (1)
Marital Trust (1)
Summer (1)
Q3 Newsletter (1)
In Laws (1)
Inheritance (1)
Trusts (1)
Bloodline Trust (1)
Vacation From Investments (1)
James Lineweaver (1)
Screens (1)
Eat More (1)
Eye Strain (1)
2018 (1)
Financial Quarterback (1)
Quarterly Newsletter (1)
Market Review 2017 (1)
Lineweaver Wealth Advisors (1)
Lose Weight (1)
Stockpile (1)
Annuity (1)
Business Owners (1)
Self Employed (1)
Retiring (1)
Legacy (1)
Retire Early (1)
Retire (1)
Q1 2017 Newsletter (1)
Winter 2017 (1)
Market Update (1)
2016 Market (1)
1st Quarter (1)
Holiday Gifts (1)
Holiday Planning (1)
Annuity Alternatives (1)
Financial Health (1)
Fall 2016 (1)
Politics (1)
Candidates (1)
Election (1)
Gifting (1)
Harvest For Hunger (1)
Service Day (1)
Women And Money (1)
Charitable Contributions (1)
Social Security Planning (1)
Financial Advisor (1)
Financial Advice (1)
Retirement Tips (1)
Annuities (1)
Life Insurance (1)
Jobs (1)
Expense (1)
Tax Cuts (1)
Grand Kids (1)
Kids (1)
Introducing (1)
Tax Cuts And Job Act (1)
Third Quarter (1)
Identity Theft (1)
Fraud (1)
2017 Q4 (1)
Mark Sipos (1)
Equifax (1)
401(k) (1)
Costs (1)
Mutual Funds (1)
Dividend (1)
Conflict (1)
North Korea (1)
Protection (1)
Risk Management (1)
REITs (1)
Real Estate (1)
Growing Your Wealth (1)
Charitable Remainder Trust (1)
Private Foundation Charitable Lead Trust (1)
Donor Advised Fund (1)
Charity (1)
Roth (1)
Policy (1)
Bonds Ladder (1)
Wills (1)
+ Show More

Terms and Conditions | Privacy Policy | Disclosures

Lineweaver Financial Group ©
Powered by Virteom Logo Virteom