Combating COVID-19 Fraud

In recent months, criminal organizations at both the local and international level have been using the identities of U.S. citizens to open accounts and file fraudulent claims for unemployment benefits, exploiting the unprecedented expansion of these benefits provided in response to economic disruption caused by the COVID-19 pandemic. There are many ways that they are doing this, and the schemes range from targeting Medicare, social media, robocalls, and unemployment insurance.  

While not all schemes revolve around some form of identity theft, many do. According to Experian, one of the three major credit reporting agencies, here are some telltale signs of identity theft:

•    You no longer get your household bills in the mail. 
•    You’ve been turned down for a loan or credit card. 
•    You’re being billed for items you didn’t purchase. 
•    Your financial accounts show charges you don’t recognize. 
•    Your tax return was rejected. 
•    Small test charges appear on your credit card statement. 
•    Your creditors alert you to suspicious activity. 

It’s important to keep an eye out and be aware of anything out of the ordinary. There are also steps you can take to protect yourself such as password protecting your devices, never giving out information over the phone, and regularly checking your credit report. For more information and a complete list of ways you can protect yourself, go to 

Transunion and Equifax are the other two major credit reporting companies, and they also have information and resources available to help you protect your identity, as well as staff that can help answer your questions. When you contact them, either online or via toll-free phone numbers, ask for a one-year fraud alert to be added to your account. These can be added at no cost and can help you receive alerts if anything changes on your accounts.

If fraud does occur despite your best efforts, there are steps you can take. The first is to review your credit report. You can view it for free at, or at one of the three major credit reporting companies mentioned above. They also have support numbers and other contact information so you can contact them in the way you feel most comfortable. The next step is to report theft to law enforcement. The Ohio Attorney General, Ohio State Highway Patrol, and the Federal Trade commissions all have resources available to help protect your identity, as well as to help in the event that it is compromised. 

While we all hope to never have to deal with fraud or identity theft, it’s a growing threat, and has been complicated by the pandemic. Hopefully taking these steps and using these resources will help protect you, your identity, and your finances.

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Posted By Lineweaver Financial Group
September 07, 2023 Category: Finance, Money, Dollar, Fitch, Rating

We have received questions recently regarding the U.S. Dollar and countries like Brazil, Russia, India, China and South Africa (BRICS) potentially developing alternative currencies and financial institutions. While we agree that the U.S. fiscal and monetary situation has deteriorated over recent years, and it is likely that China and Russia in particular are pushing to find alternatives to the U.S. Dollar and financial institutions, we do not view this as an imminent threat to the global economy or your investment portfolio.     The U.S. Dollar dominates global trade flows and we do not expect this to change in the near term. It’s estimated that the total value of global trade in 2022 was $32 trillion. The U.S. Dollar was 88% of those trades1. That is only down from 90% in 19881. Further, a reserve currency like the U.S. Dollar must be deep enough to support such large demand, be overseen by a country that can support large current account deficits, has a clear rule of law, does not impose capital controls, and supports property rights. To us, none of the BRICs demonstrate this resiliency. As such, we believe the U.S. Dollar remains the world’s reserve currency for the foreseeable future.     We think maintaining a diversified portfolio of U.S. and International stocks and bonds is the best defense against any potential actions by these countries, which is how we have invested your

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Posted By Lineweaver Financial Group
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Posted By Lineweaver Financial Group
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Team members of Lineweaver Financial Group and their families headed out to a Lake County Captains Game to celebrate Christmas in July and posed with Santa during a Santa Claus costume

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Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.

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