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HealthWatch: What Are Screens Doing to Our Eyes and Our Ability to See?

In today’s society, if you’re not sleeping, chances are you’re looking at some type of screen. Whether it’s a computer monitor, a television, a handheld tablet, a GPS or our smartphones, we spend 10-14 hours a day staring at a screen. Many of us are familiar with the problems this can cause, such as headaches, dry eyes, eye muscle strain, and even blurred vision—but few of us know what can be done to correct it.

The easiest thing to do would be to avoid screens as much as possible. However, for those of us who use our cellphones and computers every day for work, it’s impossible to avoid screen-time. So what are our options?

One option is to adjust the brightness on your screen. Dr. Joshua Dunaief, a professor of ophthalmology at the University of Pennsylvania’s Perelman School of Medicine also recommends shifting your screen’s color scheme away from blue and toward the yellow end of the spectrum.  While some research has linked too much blue light exposure at night to insomnia, even daytime exposure could be a problem.

Another way to reduce computer vision syndrome (CVS), also referred to as digital eye-strain, is to maintain proper space between your eyes and the screen. Doctors recommend positioning all screens, smartphones included, no closer than 16 inches from your face. Some may find this hard to do—which brings us to the third option.

The best solution is to utilize the “20-20-20” rule. Every 20 minutes, look at something 20 feet away for 20 seconds. This allows your eyes to completely relax, and refocus. It may seem silly at first, but your eyes should feel a lot better at the end of a long day.

For more solutions, visit https://www.wired.com/story/failing-vision-screens-blindness/ .

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Does Your Vacation Home Have the Right Insurance?

By Lineweaver Financial Quarterback
November 08, 2018 Category: Lineweaver, Vacation Home, Insurance

Vacation homes are often used in one of three ways: owner occupied, as a rental, or unoccupied. Many people carry either a homeowners or landlord insurance policy, both of which often have significant coverage gaps. You will want to make sure youre covered for all three situations. If you vacation home is in the path of a named-storm, such as a hurricane, its possible that your home insurance deductible will increase. Many named-storm deductible clauses work by requiring a deductible thats a certain percentage of a homes value, which can be anywhere from one to ten percent. The hurricane deductible is designed to offer lower premiums, so the first thing you can do is to put aside that savings for damages. Be aware that hurricane deductibles only take affect if the homes damage results from a storm officially named by the National Weather Service. Remember, no insurance is perfect and so it is usually a good idea to have an umbrella insurance policy. They fill in any gaps in coverage

HealthWATCH: Staying in Shape Post-Retirement

By Lineweaver Financial Group
October 15, 2018 Category: Healthwatch, Exercising

Once we retire, we tend to bask in our newfound free time, but few of us realize that we should be spending part of that time exercising. Some fitness buffs may treat retirement as a chance to double up on their favorite activities, but for the rest of us, the challenge becomes extracting the most benefit in the least amount of time. Consistency is the key, said Michele Stanten, a certified fitness instructor in Coopersburg, Penn. Some people who are gung-ho at first try to do an hour of exercise, find its too much, and stop. Its more effective going out for 10 minutes one day, then 10 minutes the next day. Build up gradually and be consistent. Stanten consults with SilverSneakers, a free fitness program for seniors that comes with qualifying Medicare plans. It includes access to participating gyms at more than 14,000 locations across the U.S., along with instructor-led yoga, dance and other fitness classes. Regardless of your goalto gain muscle mass, lose body fat, lower your cholesterol,

Q4 2018: Economic Commentary

By Lineweaver Financial Group
October 15, 2018 Category: Economic Commentary, Newsletter

Global financial markets posted mixed results during the third quarter of 2018 as investors balanced heightened trade tensions globally with strong earnings, a solid labor market and healthy economic growth here in the U.S. We present a few highlights from the 3Q18 below: Despite heightened geopolitical rhetoric, the S and P 500, the Dow Jones Industrial Average and the technology-heavy Nasdaq Composite continued to trade near record highs amid solid economic data and strong corporate earnings. On the economic front, the Federal Reserve held interest rates steady at a range of 1.75% to 2%. However, meeting minutes released from the Feds early August session indicated a rate hike was likely when the Fed meets September 25th-26th. Developed international equity markets produced mixed results during the third quarter with those in the Pacific ex-Japan region generally lagging those in Europe. On the political front, the resignation of Brexit secretary David Davis renewed fears of the potential

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