Blog

HealthWatch: Avoiding Healthcare Scams

Shopping for health insurance is a daunting process that has gotten more confusing, as plans that do not meet the Affordable Care Act’s benefit requirements for comprehensive insurance become more available. If you’re shopping for full health insurance, your best bet is to be a smart and cautious shopper. Here are some tips:

1. Check the URL
The best way to know you’re in the right place is to double (triple!) check the URL, which is the website address. The federal marketplace website is healthcare.gov. Search engine ads often use healthcare.gov in the hyperlinked text that people click on to get to the website, but look closely at the URL just below to see the actual website address.

2. Check for a Disclosure
Insurance quote websites are required to note that they are not affiliated with the government, though this detail is often in small print at the bottom of the page. The privacy statement at the bottom will give more information about who owns the website.

3. Don’t Give Out Your Phone Number
Healthcare.gov doesn’t ask for your phone number on its homepage so that an agent can call you. If an agent calls to help you sign up for insurance, it is a private broker.

4. Research the Agent
Search by the agent’s name on the Ohio Department of Justice’s website (https://gateway.insurance.ohio.gov) to see if their license is up to date. Once you see the agent’s name, click “View Profile” and navigate to the bottom of the page, where it says “Appointment Information” to see which insurance carriers he or she has relationships with. If none of them are major medical insurance companies, your agent won’t be selling you comprehensive health insurance.

5. Think On It
Brokers selling insurance over the phone can be convincing and pushy — but you’re not obligated to hand over your credit card number right away. Insist on having the contract agreement emailed or mailed to you, to review carefully, before signing.

Source: https://www.inquirer.com/health/consumer/health-insurance-scam-tips-20190522.html

Most Recent

Economic Commentary: Q4 2019

By Lineweaver Financial Group
September 24, 2019 Category: General

Autumn breezes: Change in seasons and markets The return of fall offers cooler temperaturesbut a shifting market environment. Dovish central bank policies may extend the long economic expansion, but against a backdrop of rising geopolitical tensions and trade disputes contributing to slower growth. Investors are responding by seeking to boost portfolio resilience to withstand volatility. Our take on the major investor themes for the weeks ahead: U.S. equities: Technology: The cyclical versus the secular With the economy in the late stages of the business cycle, we continue to favor a moderately pro-risk posture in U.S. equities. Technology remains one of our preferred sectors, but it is important to recognize that some sectors are more tied to the business cycle (like semiconductors), while others may benefit from long-term tailwinds (like software). Developed markets: Upgrading Europe We are upgrading the region from underweight to neutral. The European Central Banks fresh monetary

HealthWatch: Avoiding Healthcare Scams

By Lineweaver Financial Group
September 24, 2019 Category: General

Shopping for health insurance is a daunting process that has gotten more confusing, as plans that do not meet the Affordable Care Acts benefit requirements for comprehensive insurance become more available. If youre shopping for full health insurance, your best bet is to be a smart and cautious shopper. Here are some tips: 1. Check the URL The best way to know youre in the right place is to double (triple!) check the URL, which is the website address. The federal marketplace website is healthcare.gov. Search engine ads often use healthcare.gov in the hyperlinked text that people click on to get to the website, but look closely at the URL just below to see the actual website address. 2. Check for a Disclosure Insurance quote websites are required to note that they are not affiliated with the government, though this detail is often in small print at the bottom of the page. The privacy statement at the bottom will give more information about who owns the website. 3. Dont Give Out Your Phone

Letter From the President Q42019

By Lineweaver Financial Group
September 24, 2019 Category: General

Many of you may have seen our special Financial Quarterback Episode (with special guest, my daughter Delaney) about helping your kids and grandkids get started investing. We look at investing as a great way to reinforce the ideas of goal setting, saving, and budgeting. And it can help your kids or grandkids on the long-term path to financial independence. We always start our investing with a family meeting. The first thing we do is look at companies we like who make things were familiar with and use. For example, we use Apple phones, watch Netflix at home, and my kids wear clothing from Lululemon and Nike. I have three kids, so each of them was able to pick four stocks. Instead of fighting over the stocks, we decided to take a pooled approach to the money. I didnt want one child to substantially gain or lose more than the others, so we decided to have them all share in the total gains. We get together several times a year, which keeps us focused on what we chose and how well its doing. It

Categories
Newsletter (27)
Retirement Planning (14)
Retirement (13)
Economic Commentary (12)
Letter From The President (12)
Financial Planning (11)
Healthwatch (10)
General (10)
Tax (10)
Lineweaver (10)
Market Commentary (8)
Education Programs (6)
Q3 (6)
Taxes (6)
Market (5)
IRA (4)
Social Security (4)
Bonds (4)
Tax Planning (4)
Estate Planning (4)
LFG (4)
Tax Law (3)
2017 (3)
Insurance (3)
Diversification (3)
Trump (3)
Finance (3)
Market Review (3)
Rising Interest Rates (2)
Annuity (2)
(2)
Tax Scams (2)
Financial Strategies (2)
Stocks (2)
Charity (2)
Client Spotlight (2)
Portfolio (2)
Coordination (2)
Market Update (2)
Financial (2)
Annuities (2)
High Income (2)
2016 (2)
Social Security Benefits (2)
Interest Rates (2)
Q2 Newsletter (2)
2019 (2)
Brexit Update (2)
Investing (2)
Investments (2)
Tax Cuts And Jobs Act (2)
In Laws (1)
Market Outlook (1)
Q2 (1)
New Website (1)
Bruce Motko (1)
Vacation Home (1)
Exercising (1)
Q3 Newsletter (1)
James Lineweaver (1)
Travel Tips (1)
Quarterly Newsletter (1)
Travel (1)
Financial Quarterback (1)
2018 (1)
Bitcoin (1)
Markets (1)
Eye Strain (1)
Screens (1)
Summer (1)
Advice (1)
Market Volatility (1)
Vacation From Investments (1)
Inheritance (1)
Marital Trust (1)
Bloodline Trust (1)
Cryptocurrency (1)
Trusts (1)
Investment (1)
Drink Water (1)
Statements (1)
Financial Goals (1)
Big Banks (1)
Buy (1)
Sell (1)
Dementia (1)
Health (1)
Review (1)
Credit Unions (1)
Pse (1)
Savings (1)
Sell In May And Go Away (1)
Checking (1)
Banking (1)
Longterm Care (1)
Healthcare (1)
Elder Law (1)
POA (1)
Power Of Attorney (1)
Charitable (1)
Stock (1)
Congress (1)
Jim Lineweaver (1)
David Baker (1)
New Years Resolutions (1)
Healthy (1)
Cooking (1)
Tips (1)
Q1 (1)
Pro Football Hall Of Fame (1)
Anne Graffice (1)
Sring Cleaning Your Finances (1)
Traditional Ira (1)
Keeping Your Mind Sharp (1)
529 Plans (1)
Q2 2019 (1)
Legal (1)
Wills (1)
Chad Roope (1)
Roth Ira (1)
Roth Conversion (1)
Charitable Giving (1)
Tax Cuts And Job Act (1)
New Tax Law (1)
Self Employed (1)
Winter 2017 (1)
Q1 2017 Newsletter (1)
Retire (1)
Retire Early (1)
Legacy (1)
Retiring (1)
Business Owners (1)
1st Quarter (1)
Annuity Alternatives (1)
Life Insurance (1)
Dividend (1)
Bonds Ladder (1)
Policy (1)
Roth (1)
Donor Advised Fund (1)
2016 Market (1)
Holiday Gifts (1)
Charitable Remainder Trust (1)
Service Day (1)
Retirement Tips (1)
Financial Advice (1)
Financial Advisor (1)
Social Security Planning (1)
Charitable Contributions (1)
Women And Money (1)
Harvest For Hunger (1)
Stockpile (1)
Gifting (1)
Election (1)
Candidates (1)
Politics (1)
Fall 2016 (1)
Financial Health (1)
Holiday Planning (1)
Private Foundation Charitable Lead Trust (1)
Growing Your Wealth (1)
Trading (1)
Transfer Real Estate (1)
Tax Cuts (1)
Jobs (1)
Lose Weight (1)
Eat More (1)
Market Review 2017 (1)
Letter From The President New Years Resolutions (1)
Defer Tax (1)
Kids (1)
Top Financial Strategies Of The Wealthy (1)
Market Pullback (1)
Reallocation (1)
RMD (1)
Distribution (1)
Tariffs (1)
NAFTA (1)
Grand Kids (1)
Introducing (1)
Real Estate (1)
Mutual Funds (1)
REITs (1)
Risk Management (1)
Protection (1)
North Korea (1)
Conflict (1)
Lineweaver Wealth Advisors (1)
Expense (1)
Third Quarter (1)
Costs (1)
401(k) (1)
Equifax (1)
Mark Sipos (1)
2017 Q4 (1)
Fraud (1)
Identity Theft (1)
Donations (1)
+ Show More

Terms and Conditions | Privacy Policy | Disclosures

Lineweaver Financial Group ©
Powered by Virteom Logo Virteom